- A pre-employment credit check will be performed on all
- How to apply: Please apply through Prosperity Bank's Career
Center at https://www.prosperitybankusa.com/Careers
and to find more job opportunities with our company. Please note by
not applying through the Prosperity Bank Career Center website may
cause a delay in the consideration of your application for this
position. Please also note these instructions on how to apply do
not apply to current Prosperity Bank employees.*
The HMDA/Fair Lending Quality Control Specialist responsible for
the verification of Home Mortgage Disclosure Act (HMDA) and fair
lending data including review of source documents. Assist in the
annual submission of HMDA data as well as various projects related
to fair lending data.
Essential Functions and basic duties:
Perform secondary quality control review of HMDA reportable
files within HMDA software.
Perform review of fair lending attributes of approved/denied
files including exceptions to underwriting guidelines and
Identify, correct and track HMDA errors as well as report any
potential concerns about non-compliance with HMDA regulatory
Establish and maintain effective communication with associates
for completion of required loan file documentation.
Assist the Compliance Lending Manager in prompt response to
compliance HMDA related inquires.
Maintain a good working knowledge of the requirements of the
Home Mortgage Disclosure Act (HMDA) to assist in preparation and
maintenance of the loan application register (LAR).
Assist Compliance Lending Manager in preparation of periodic
reporting, annual HMDA submission, regulatory examinations or
ad-hoc assignments as required.
Other duties as assigned.
Basic computer knowledge
Basic Excel spreadsheet knowledge
Prior consumer compliance or loan documentation experience,
preferably in a financial institution.
Excellent oral and written communication skills with solid
organizational, interpersonal, analytical and problem solving
Ability to assess quality, quantify accuracy and articulate
Strong knowledge of HMDA requirements.
Excellent interpersonal skills.
Bachelor Degree preferred.
5-10 years related experience.
Sound knowledge of the consumer mortgage lending process and
PC skills including proficiency in MS Word, Excel and database
CRA Wiz software experience a plus.
Monday - Friday
40 hours per week