Relationship Manager
Company: THIRD COAST BANK
Location: Houston
Posted on: February 19, 2026
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Job Description:
Job Description Job Description Position Summary:The EVP,
Relationship Manager is responsible for developing and managing
relationships with corporate clients, providing tailored financial
solutions, and ensuring the profitability and growth of the
corporate banking portfolio. This role involves conducting credit
analysis, structuring loans, and collaborating with various
internal departments to deliver comprehensive financial services.
Relationship Management : Serve as the main point of contact for
business clients, addressing their broad banking needs, including
debt and ancillary services (deposits, treasury, derivatives, etc.)
New Business Generation and Cross-Selling : Build and maintain
strong relationships with corporate clients. Generate new client
relationships focused on full-wallet relationships and agent/lead
positions in club syndications. Identify opportunities to
cross-sell the bank’s full suite of products and services,
including treasury services, deposits, derivatives and other
financial products. Product Knowledge : Be well-versed in the
bank’s product suite to be a trusted advisor both internally and to
the client. Risk Management and new loan originations: Work closely
with credit teams and credit portfolio managers, serve as a liaison
between origination, the client, and credit partners to assess the
risks and contribute to debt structuring to both properly assess
and manage risk and to present the bank as a trusted advisor to
existing and prospective debt clients. Portfolio Management:
Partner and collaborate with credit portfolio managers, and loan
monitoring, to manage a portfolio of corporate middle market
clients, ensuring consistent communication, timely support, and
proactive management of accounts. Performance Monitoring : working
with relationship team, product, and credit partners to monitor
client profitability, portfolio growth, and risk exposure to align
with bank objectives and client expectations. Problem Solving and
Issue Resolution : working with relationship team and internal
partners address client issues quickly, whether it’s a service
problem, a financial solution that needs adjusting, or an
operational concern. Compliance and Documentation : working with
relationship team, loan monitoring, and credit portfolio managers
to ensure that all client activities are compliant with banking
regulations, internal policies, and risk management procedures.
Collaboration with Internal Teams: serve as the conduit to the
relationship, work with various internal teams such as treasury,
operations, credit underwriters and credit portfolio managers, loan
monitoring and other product specialists to ensure comprehensive
client service, credit quality, and profitable client
relationships. Client Retention : Focus on maintaining and
deepening existing relationships by ensuring high levels of
satisfaction with the bank’s products and services. Regular Reviews
: serve as a liaison between credit portfolio managers, monitoring
and client related regular account reviews. Industry Insights :
Stay updated with industry trends to identify potential growth
opportunities or risks across the commercial portfolio. Customized
Solutions: As a key part of the relationship team, expand the
collective thought leadership in targeted industries and markets,
understand the client’s business operations, challenges, and goals
to assist the relationship team and provide tailored financial
advice and solutions. Client Advocacy : Act as the client’s
advocate within the bank, ensuring their needs and goals are
represented in internal discussions. Skills and Experience: 20
years’ work experience related to various aspects of middle market
and corporate banking Must be able to identify risks inherent in
complex loan transactions and address/mitigate accordingly Manage
moderately large and more complex relationships (credits, deposits,
and fee-based products/services) Experience reviewing and
negotiating loan documents Performs, initiates, and partners with
credit portfolio managers on account/loan maintenance as required
Acts as liaison for customer inquiries, issues account
instructions, redirects questions and requests, as necessary, if
issues related to other departments Ensures accuracy of
information, data, and documentation for all portfolio accounts
Actively participates in customer meetings to further the
relationship and expand business opportunities Good mathematics,
reading comprehension and writing skills Must have excellent
interpersonal and communication skills Must be able to verbally
communicate effectively one-to-one and in groups Must be able to
write clearly and effectively Must be able to develop and maintain
cohesive, cooperative internal and external working relationships
Must have good personal organization and time management skills
Must allocate time effectively and independently prioritize
workload to meet timelines Participate in all required compliance
training, including Bank Secrecy Act/anti-money laundering
training, as well as internal and external training programs,
online training, meetings, seminars/conferences, etc.
Qualifications: To perform this job successfully, an individual
must be able to perform each essential duty satisfactorily. The
requirements listed below are representative of the knowledge,
skill, and/or ability required. Reasonable accommodations may be
made to enable individuals with disabilities to perform the
essential functions. Support the deal team in managing existing and
developing new client relationships Assist corporate banking team,
credit partners, and credit portfolio managers in deal
qualification assessment, due diligence, and loan structuring
Understand complex transactions and related risk (credit, market,
operations, legal/compliance, etc.) Support and collaborate with
originators, credit partners, and credit portfolio managers with
underwriting of complex deal structures through the credit approval
process Partner with deal team, credit partners, and credit
portfolio managers, in reviewing and negotiating loan documents and
engaging counsel as needed Assist in training and coaching of new
team members Coordinate with internal partners and participate in
internal discussions (credit discussions, screens, new product
pitches, etc.) Ability to work within timelines and complete
projects before deadlines Position Type: This position is a
full-time, exempt position. Typical work hours are Monday through
Friday, 8:00am to 5:00pm. Direct Reports: None Travel: Travel is
expected for this position.
Keywords: THIRD COAST BANK, Sugar Land , Relationship Manager, Accounting, Auditing , Houston, Texas