Commercial Banking Underwriter - Sugar Land, TX

Company: Amegy Bank
Location: Sugar Land
Posted on: November 13, 2021

Job Description:

At Amegy Bank, everyone counts! Your contributions are valued, and everyone has the opportunity to grow in their career. We're committed to doing the very best for our customers, our communities, and our employees.We are looking for a seasoned Commercial Banking Underwriter to join our Regional Commercial Lending team in Sugar Land, TX. This role will focus on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk.The ideal candidate will have the skills and experience necessary to:Manage and service a portfolio of loan relationships.Spread and analyze financial statements, addressing industry risks and mitigants, collateral requirements, loan structuring and pricing, credit analysis including validation of various underwriting models, policy exception identification, monitoring credit performance, and completing loan presentations including new commitments, modifications, and renewals.Responsible for risk rating assessment and periodic relationship reviews.Responsible for covenant management and validating covenant compliance.Report on portfolio quality related to past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.Maintain existing relationshipsSupport Relationship Managers with credit requests.Expand, build, and maintain client relationships, providing the highest level of customer service.Cross sell other bank products.Perform other duties as required.Qualifications:Typically requires a bachelor?s degree in General Business, Finance, Accounting, Commercial Banking or equivalent/relevant program and 2+ years? directly related experience preferred.A combination of education and experience may meet qualifications.Strong writing, interpersonal and communication skills.Effective Microsoft Office skills including Outlook, Excel, and Word to produce reports, memos, and loan presentations.Moderate knowledge of credit analysis; spreading and analyzing financial statements; credit scoring; loan documentation.Experience with bank loan and deposit systems preferred, not required.Benefits:Medical, Dental, and Vision InsuranceEmployer-paid Life Insurance401(k) plan + generous company matchingCompetitive compensation commensurate with work experience (some roles include incentives, mileage + travel time pay, and/or parking waivers.Paid Time Off (Vacation, Federal Holidays, Sick)Tuition Reimbursement for qualifying employeesPromotional opportunities offered from withinAmegy Bank, a division of Zions Bancorporation, is listed on the S&P 500 & NASDAQ Financial 100 indices under the ZION ticker.

Keywords: Amegy Bank, Sugar Land , Commercial Banking Underwriter - Sugar Land, TX, Accounting, Auditing , Sugar Land, Texas